Unlocking Ghanas Fintech Potential
Ghana stands at the brink of a fintech revolution, with the potential to unlock significant growth and innovation in its financial sector. A key part of this journey includes the pioneering integration with Rwanda, setting a precedent for Africa’s fintech future. This integration, combined with lessons from global fintech hubs, could catapult Ghana into a leading position in African fintech [1].

The Vision of Interconnected Payment Systems

The initiative to link the payment systems of Rwanda and Ghana isn’t just about convenience; it’s a visionary step towards creating a more interconnected financial landscape in Africa. This reduces the friction in cross-border trade, paving the way for a more unified African market [1].

Ghana’s Fintech Ambition

Ghana, in particular, is poised for a fintech revolution. With the current administration’s manifesto promising to promote fintech growth and job creation, the National Democratic Congress (NDC) has outlined plans for a $50 million FinTech Growth Fund to nurture indigenous fintech companies and support digital entrepreneurs [2]. Their Digital Jobs Initiative aims to bolster technology-based businesses, setting a foundation for fintech innovation. However, to truly unlock Ghana’s fintech potential, we must look beyond local initiatives and consider global best practices.

Learning from Global Fintech Hubs

Countries like Lithuania, Estonia, and Singapore have set exemplary standards in fintech regulation. Lithuania’s “Newcomer Program” and “Regulatory Sandbox” provide streamlined licensing and reduced capital requirements, while Estonia’s e-Residency program offers global entrepreneurs a digital gateway to Europe [3][4]. For instance, Ghana could emulate Singapore’s ‘Smart Financial Centre’ initiative, which focuses on creating an ecosystem conducive to fintech innovation, by establishing its own dedicated fintech zones with fiscal incentives and regulatory support tailored to local needs. Similarly, learning from Estonia’s e-Residency program, Ghana might consider a ‘Digital Residency’ initiative, allowing global entrepreneurs to easily set up and manage fintech businesses in Ghana, thus attracting international talent and investment.

A Collaborative Future for Africa

For Ghana to unlock its fintech potential, collaboration with Rwanda and other African nations is key. This partnership not only enhances cross-border transactions but also sets a blueprint for regional fintech integration, directly contributing to Ghana’s growth by providing a larger market and shared resources. By learning from each other’s successes and challenges, Ghana can leverage this regional synergy to foster a thriving fintech environment.

Building Talent and Infrastructure

Developing a skilled workforce is paramount. Initiatives to promote digital literacy and specialized training for fintech professionals can bridge the talent gap, not just in Ghana but across Africa. This aligns with the vision of creating jobs and fostering innovation as outlined in the NDC’s manifesto [2]. Investing in digital infrastructure like payment systems, data centers, and cybersecurity, as advocated by the International Monetary Fund, will be crucial [5].

Inclusive Fintech for All

To ensure inclusivity, fintech solutions in Ghana could be designed with rural communities in mind, like mobile banking services that work offline or with minimal internet connectivity, similar to M-Pesa in Kenya. Additionally, initiatives could focus on women’s financial empowerment, offering products that address specific needs like micro-loans or savings schemes designed for women entrepreneurs, drawing inspiration from successful models in India where fintech has been tailored to support women’s financial inclusion.

Key Highlights:

Ghana is poised to unlock its fintech potential through integration with Rwanda, setting a precedent for Africa
The NDC’s initiatives like the FinTech Growth Fund aim to support local fintech growth.
Global fintech hubs like Singapore and Estonia provide models for regulatory innovation that Ghana can adapt.
Collaboration within Africa, especially with Rwanda, is crucial for expanding Ghana’s fintech market.
Investment in digital infrastructure and talent development is fundamental for fintech growth in Ghana.
Inclusive fintech strategies are essential to ensure broad societal impact, particularly focusing on rural and women’s financial inclusion.
Conclusion: A Vision for Ghana and Africa

Ghana’s path to becoming a fintech leader involves unlocking its vast potential through pioneering integration with Rwanda, learning from global fintech hubs, and fostering a collaborative environment. By embracing these strategies, Ghana can lead the charge in creating an inclusive, innovative, and prosperous fintech landscape in Africa. This vision not only enhances Ghana’s position but also serves as a beacon for the continent, demonstrating how strategic collaboration and global learning can unlock true fintech potential.

References:

[1] [Exclusive: Rwanda, Ghana central banks plan to connect national payment systems – The Banker](https://www.thebanker.com/content/a8275017-dfd7-518f-9d34-3f950f13c0b2

[2]National Democratic Congress. (2024). NDC Manifesto. (https://johnmahama.org/files/shares/2024%20Manifesto_Abridged.pdf)

[3] Fintech Laws and Regulations Report 2024 Lithuania – (https://iclg.com/practice-areas/fintech-laws-and-regulations/lithuania/amp)

[4] The Ultimate Guide to Estonian E-residency, Banking, and Taxes – Nomad Gate – (https://nomadgate.com/estonian-e-residency-guide//)

[5] International Monetary Fund. (2022). Fintech in Africa: Opportunities and Challenges.

Winners for the 67th Grammy Awards have been announced.

Beyoncé, Kendrick Lamar, Sabrina Carpenter, Chappell Roan and many more are Grammy winners.

Beyoncé won Album of the Year and Best Country Album for “Cowboy Carter.” She entered Sunday’s Grammys with a leading 11 nominations, bringing her career total to 99 nods. That makes her the most nominated artist in Grammy history.

Lamar won several awards, including Record of the Year and Song of the Year, thanks to his diss track “Not Like Us.”

Carpenter won the day’s first award—at the early Premiere Ceremony—for best pop solo performance for “Espresso.” The Beatles won best rock performance for their artificial intelligence-assisted track, “Now and Then.”

During the main telecast, Doechii won her first Grammy, becoming only the third woman to ever win Best Rap Album. Roan won the New Artist Award.

Comedian Trevor Noah served as telecast host for a fifth consecutive year. Justin Trantor hosted the premiere ceremony.

Below is the complete list of winners at the 2025 Grammy Awards.

Album of the year

“Cowboy Carter,” Beyoncé

Song of the year

“Not Like Us,” Kendrick Lamar

Record of the year

“Not Like Us,” Kendrick Lamar

Best New Artist

Chappell Roan

Best Pop Vocal Album

“Short n’ Sweet,” Sabrina Carpenter

Best Pop Solo Performance

“Espresso,” Sabrina Carpenter

Best Pop Duo/Group Performance

“Die with a Smile,’’ Lady Gaga and Bruno Mars

Best Dance/Electronic Recording

“Neverender,” Justice and Tame Impala

Best Pop Dance Recording

“Von dutch,” Charli xcx

Best Rap Album

“Alligator Bites Never Heal,” Doechii

Best Rap Song

“Not Like Us,” Kendrick Lamar, songwriter (Kendrick Lamar)

Best Rap Performance

“Not Like Us,” Kendrick Lamar

Best Melodic Rap Performance

“3,” Rapsody featuring Erykah Badu

Best R&B Performance

“Made For Me (Live on BET).” Muni Long

Best R&B Album

“11:11 (Deluxe),” Chris Brown

Best Traditional R&B Performance

“That’s You,” Lucky Daye

Best R&B Song

“Saturn,” Rob Bisel, Carter Lang, Solana Rowe, Jared Solomon and Scott Zhang, songwriters (SZA)

Best Progressive R&B Album

(Tie)

“Why Lawd?,” NxWorries (Anderson. Paak & Knowledge)

“So Glad to Know You,” Avery Sunshine

Best Dance Electronic Album

“BRAT,” Charli xcx

Best Rock Performance

“Now and Then,” the Beatles

Best Rock Album

“Hackney Diamonds,” the Rolling Stones

Best Remixed Recording

“Espresso (Mark Ronson x FNZ Working Late Remix),” FNZ and Mark Ronson, remixers (Sabrina Carpenter)

Best Americana Performance

“American Dreaming,” Sierra Ferrell

Best American Roots Song

“American Dreaming,’’ Sierra Ferrell and Melody Walker, songwriters

Best Americana Album

“Trail of Flowers,’’ Sierra Ferrell

Best Bluegrass Album

“Live Vol 1.,” Billy Strings

Best Folk Album

“Woodland,” Gillian Welch and David Rawlings

Best Regional Roots Music Album

“Kuini,” Kalani Pe’a

Best Gospel Performance/Song

“One Hallelujah,” Tasha Cobbs Leonard, Erica Campbell and Israel Houghton, featuring Jonathan McReynolds and Jekalyn Carr. G. Morris Coleman, Israel Houghton, Kenneth Leonard Jr., Tasha Cobbs Leonard and Naomi Raine, songwriters.

Best Contemporary Christian Music Performance/Song

“That’s My King,” CeCe Winans, Taylor Agan, Kellie Gamble, Lloyd Nicks and Jess Russ, songwriters

Best Gospel Album

“More Than This,’’ CeCe Winans

Best Contemporary Christian Music Artist

“Heart of a Human,’’ DOE

Best Roots Gospel Album

“Church,’’ Cory Henry

Best Country Album

“Cowboy Carter,” Beyoncé

Best Country Solo Performance

“It Takes A Woman,” Chris Stapleton

Best Country Duo/Group Performance

II MOST WANTED,’’ Beyoncé, featuring Miley Cyrus

Best Country Song

“The Architect,’’ Shane McAnally, Kacey Musgraves and Josh Osborne, songwriters (Kacey Musgraves)

Best Music Video

“American Symphony”

Best American Roots Performance

“Lighthouse,” Sierra Ferrell

Best Traditional Blues Album

“Swingin’ Live at The Church in Tulsa,” The Taj Mahal Sextet

Best Contemporary Blues Album

“Mileage,” Ruthie Foster

Best Latin Pop Album

“Las Mujeres Ya No Lloran,” Shakira

Best Música Urbana Album

“Las Letras Ya No Importan,” Residente

Best Latin Rock or Alternative Album

“¿Quien Trae las Cornetas?, ”Rawayana

Best Música Mexicana Album (including Tejano)

“Boca Chueca, Vol. 1,” Carin León

Best Tropical Latin Album

“Alma, Corazon y Salsa (Live at Gran Teatro Nacional),” Tony Succar, Mimy Succar

Best Reggae Album

“Bob Marley: One Love – Music Inspired By The Film (Deluxe),” Various Artists

Best Global Music Performance

“Bemba Colora,” Sheila E. featuring Gloria Estefan and Mimy Succar

Best African Music Performance

“Love Me JeJe,” Tems

Best Alternative Music Album

“All Born Screaming,” St. Vincent

Best Jazz Vocal Album

“A Joyful Holiday,” Samara Joy

Songwriter Of The Year, non-classical

Amy Allen

Producer of the year, non-classical

Daniel Nigro

Producer of the year, classical

Elaine Martone

Best Score Soundtrack for Visual Media

Hans Zimmer, “Dune: Part II”

Best Compilation Soundtrack for Visual Media

“Maestro: Music by Leonard Bernstein,” Bradley Cooper and Yannick Nézet-Séguin, artists; Bradley Cooper, Yannick Nézet-Séguin & Jason Ruder, compilation producers; Steven Gizicki, music supervisor

BEST COMEDY ALBUM

“Dreamer,” Dave Chappelle

Dr. Dre Global Impact Award

Alicia Keys

Renowned Ghanaian gospel artiste, Mary Owusu, has made a startling revelation about her past. In a recent interview on Oman FM’s “M’adwuma” show, hosted by Burundy, Mary disclosed that she had to abandon her education to pursue a career in music.

According to Mary, her passion for music grew to the point where it became impossible for her to balance her academic responsibilities with her musical ambitions. Despite being an exceptional student, Mary found herself dedicating increasingly more time to music, ultimately leading to her decision to quit schooling.

Mary’s story, however, comes with a valuable lesson. When asked to offer advice to young women who may be tempted to compromise their values in pursuit of success, Mary urged them to remain focused on their goals and to prioritize their faith.

“Let God lead you,” Mary counseled. “Work hard, earn your daily bread, and trust that God will guide you to your destination without requiring you to sacrifice your values.”

Mary’s words of wisdom come as she promotes her latest single, “Divine Selection,” a testament to her enduring commitment to her faith and her music.

Kwame Yeboah Joins Craig David for ‘Commitment Tour 2025’ – A Musical Journey Across the UK

 

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Well-known Ghanaian promoter Sadick Assah popularly known as Sleeky Promotions has announced an African Tour with Ghanaian youngest rich nigga, Shatta Bandle in february 2025.

Sleeky Promotions made a history with patapaa with his first international show in Liberia for the president George Weah innauguration concert in 2018.

Just recently in Gambia with Black sherif as he did much with the promoters for a succesful turn Out.

Anticipate for more information as @shattabandle and his team are making a first time appearance in Sierra Leone leon for a massive concert on 21st Febuary 2025.

WATCH VIDEO 

Oheneba Grande (formerly Gee Blaq) is back with a BANGER.

His brand-new single, “Dw3”, is taking the internet by storm. With over 1 MILLION views on TikTok, this track is trending FAST.

Produced by the talented Quab Sea, “Dw3” is a MUST-LISTEN.

Check it out now on YouTube

Let’s keep the momentum going by sharing, liking, and commenting.

The second edition of the GHANA COMEDY AWARDS happens in May this year as it promises to be bigger and better than it has ever been. The scheme is touted as one of Ghana’s biggest events and has gained dominance in the entertainment space after making it’s break in 2024.

It was a big deal on the first edition as it took place on 20th April last year amidst Glitz, Glamour and endless Humor from Ghana’s finest Comedians on the big stage. Highlighting on past winners, the likes of Clemento Suarez, OB Amponsah, Lekzy Decomic, Jacinta and many big names winning Big on the Night.

This year promises to be a great one as we look forward to having a splendid event on the night. It has series of projects and activities lined up to Celebrate Comedy in a grand style and some will include targeted events for Women, Legends and the Industry as a whole” by Dennis Boateng, CEO of Ghana Comedy Awards.

A big question looms as the event approaches: Will Lekzy Decomic retain the title of Comedian of the Year, or will another talent rise to claim the crown? Only time will tell.

Brace yourself for the GHANA COMEDY AWARDS in May as we promise to keep you posted on every detail and information leading to the big night to Celebrate Comedy.